Matches for btcjam, 153 total results Sorted by newest | relevance
Fri Mar 27 06:37:57 UTC 2015 <assbot> BTCJam e genéricos: não use | Yeppuda Productions ... ( http://bit.ly/1NgoLjc )
Fri Mar 27 06:37:56 UTC 2015 <felipelalli> Guys, I just wrote an article about BTCJam: https://yeppudaproductions.wordpress.com/2015/03/27/btcjam-e-genericos-nao-use/
Mon Mar 23 16:03:00 UTC 2015 <danielpbarron> i see btcjam made the list
Sun Mar 22 04:15:56 UTC 2015 <felipelalli> BTCJam CEO is a Brazilian by the way
Sun Mar 22 04:00:07 UTC 2015 <mircea_popescu> http://log.bitcoin-assets.com/?date=22-03-2015#1063215 <<< note the important takeaway here. nothing keeps people in other places with shit banks from being intelligent, getting in wot, becoming part of the actual bitcoin marketplace. there's people here from all over the world. over time, a low effort / consumer thing like btcjam HAS TO devolve into the typical check advance / spam loan operation.
Sun Mar 22 04:00:07 UTC 2015 <assbot> Logged on 22-03-2015 01:26:33; felipelalli: and, of course, 4) there are better investments than BTCJam to you.
Sun Mar 22 03:42:44 UTC 2015 <assbot> Logged on 22-03-2015 01:06:05; felipelalli: Itaú normal interest rate: 7% PER MONTH. My interest rate in Itaú (because I am an old client): 4.8%. BTCJam: 2.8%. It makes a huge difference when you calculate the compound interest per year.
Sun Mar 22 02:42:46 UTC 2015 <cazalla> felipelalli: I ran to qntra.net to read something about that and for my surprise I didn't find anything. But now I understand why. Not fully yet, but I can at least understand your point of view. <<< fwiw i would never lend bitcoin to people on btcjam regardless of their ability to pay back, i'd never use the site to borrow either, so i guess it's not so difficult to see why i would not write a story on it either
Sun Mar 22 01:52:29 UTC 2015 <ben_vulpes> all of the above is why btcjam is a scam from the -assets perspective.
Sun Mar 22 01:33:34 UTC 2015 <PeterL> see, you had wot ouside of btcjam that made those investments worthwhile
Sun Mar 22 01:31:24 UTC 2015 <PeterL> you might be a fine investment, but btcjam is not
Sun Mar 22 01:30:44 UTC 2015 <assbot> BTCJam Introduces Risk Based Pricing (Interest Rates Set Automatically by Credit Score) | BTCJam Blog ... ( http://bit.ly/1Hhcebi )
Sun Mar 22 01:27:04 UTC 2015 <ben_vulpes> aside one can't actually invest in BTCJam as such.
Sun Mar 22 01:26:33 UTC 2015 <felipelalli> and, of course, 4) there are better investments than BTCJam to you.
Sun Mar 22 01:25:29 UTC 2015 <felipelalli> ben_vulpes: I thought it was a global problem, but I learned here that: 1) there are rich guys (you guys) that really don't care about it. 2) there are guys with rich friends :) 3) your interest rate are ridiculous cheap. BTCJam really don't solve anything to you.
Sun Mar 22 01:08:37 UTC 2015 <felipelalli> But now, BTCJam simply eliminated the free market where the user could choose its own interest rate (and let it free to investors fund or not), and they automagically calculate the interest rate. With this new rule, I can get by 3.5% per month. That is not a huge problem for me, actually, I was using this more like a test. But they simply buried the "service". Even if it was a zombie's forehead shot.
Sun Mar 22 01:06:05 UTC 2015 <felipelalli> Itaú normal interest rate: 7% PER MONTH. My interest rate in Itaú (because I am an old client): 4.8%. BTCJam: 2.8%. It makes a huge difference when you calculate the compound interest per year.
Sun Mar 22 00:53:22 UTC 2015 <Pierre_Rochard> You guys forget that I live in Brazil, shit of country. << Is btcjam really a better borrowing option than, say, https://www.itau.com.br/creditos-financiamentos/credito/
Sun Mar 22 00:36:18 UTC 2015 <felipelalli> right lists, and the right rates. I really want to understand better why you guys dislike it so much. In my country the interest rates are very high. In my bank, for example, I can get a loan with 7% per month MIN! APR 125% and in BTCJam I made some tests and I could get my first loand with 3% per month (42% APR) and then the second 2.8% (39% APR). The loan is so fucking high in bank that I can say like mircea_popescu said: "we are
Sat Mar 21 19:20:08 UTC 2015 <vorandrew> so this BTCJAM (or any other one way market)